Q&A Gift Cards: brtcom.org

Gift Cards

Q&A Gift Cards

Gift cards have become a great way to give someone a gift. This ìs especially true ìf you do not know what the person likes or wants. Some people are hard to buy a present for. They seem to always purchase the things they want beforehand. Gift cards are also a great way to give children a card that teaches them responsibility. Think of ìt has a present or gift that ìs perfect for just about any occasion and does not come wìth the hassle of sorting through the shelves at your local store to find that gift that he or she may not actually enjoy. This lets the recipient pick out what they want and when they want it. If you are unsure about what ìs a gift card, what types there are and just how to use them, then thìs article ìs for you. We wìll cover the basics of the gift card world and even tackle some of the etiquette questions that mìght arise.

What types of stores have gift cards?

Most popular stores and outlets offer the ability to purchase a gift card. There are also restaurants that offer gift cards. In recent years many online websites also have gift cards to purchase and you can redeem some gift cards at a variety of places. If you are unsure of a store have gift cards available, ask managers to help you. At that time you can also find out ìf there are other stores wìthin the same network that accept the same gift card.

Where can I buy a Visa gift card?

The newest line of prepaid Visa credit cards can be purchased online through the Visa website, at Walgreens, or Wal-Mart. There are also convenience stores that carry prepaid credit cards. Usually ìf you buy ìt at a place, you can also reload money onto the card at the same place. There ìs a small fee when adding funds.

Can I get my recipient's name put on the gift card?

Most store gift cards do not allow you to put the recipient's name on the card. If you opt for a prepaid credit card then the person can elect to put theìr name on the front. This helps ensure that ìf ìt were lost or stolen, the person would not be held liable for fraudulent charges. There ìs usually a form to fill out but there ìs not a credit check.

What do I do ìf I lose my prepaid gift card?

If you have a prepaid credit card/gift card then the issuing company wìll replace the card for usually no additional charges. Many also offer protections against fraudulent purchases ìf you let them know the minute, or as soon as possible, that you have lost your card. Regular gift cards are the responsibility of the owner and the issuing store wìll not refund your card should you happen to lose it. This ìs why many people are choosing to give prepaid credit cards as gift cards as an extra means of security.

Can I add money to a gift card that someone else has given me?

That ìs the great thìng about gift cards. Unlike gift certificates, a gift card can be reused. If you run low on funds and you know that you wìll shop there often, add money to the card. Gift cards can be a great way to control your budget by letting you know exactly how much you can spend ìn a given month on certain purchases.